Index insurance in Togo: When data turns risk into resilience

More than just a financial product, agricultural index insurance is proving to be a strategic lever for Togo’s food sovereignty. Climate analysis results, pilot trials (FarmCover, SUNU), and a co-design workshop held in Lomé on July 10–11, 2025, now offer tangible proof: when combined with digital services and international research, this solution facilitates access to credit, protects incomes, and catalyzes rural investment. This investigation, informed by materials from the Alliance of Bioversity International and CIAT, the Global Center on Adaptation (GCA), and Togolese partners, traces the ongoing momentum and its concrete impacts on agricultural system resilience.