Increasing financial access in Ethiopia through mobile money: Results from experiments to catalyze enrollment and use among women and refugees
- From
-
Published on
10.04.23
- Impact Area

by Alan de Brauw
The mobile money revolution has begun to substantially increase financial access around the world. Mobile money accounts allow people previously excluded from the formal financial sector to access savings accounts, make payments to merchants, and make person-to-person transfers, among other services. Research has shown that mobile money access can have important effects on key outcomes such as improved resilience and food security. Marginalized communities are seeing benefits; for instance, by catalyzing market integration, increases in mobile money use in areas surrounding refugee camps can potentially help better integrate refugees with the host communities.
However, some groups may still be less likely to enroll in or use mobile money services. In areas studied by the Strengthening Host and Refugee Populations in Ethiopia (SHARPE) market systems development program, women in the host community and refugees in general both tend to enroll in and use (conditional on enrollment) mobile money with a lower frequency than men in the host community. To test ways to increase enrollment and use among target groups, IFPRI and Dadimos Development Consulting collaborated with SHARPE and Shabelle Bank to design two randomized trials to test methods of increasing enrollment and use: A referral study to promote enrollment and an incentives study among enrolled customers to promote use. This post outlines the results, which were mixed.
Related news
-
ICRISAT Champions Climate-Resilient, Nutrition-Secure Agriculture at M.S. Swaminathan Centenary International Conference
International Crops Research Institute for the Semi-Arid Tropics (ICRISAT)13.08.25-
Food security
-
Poverty reduction, livelihoods & jobs
The Prof. M.S. Swaminathan Centenary International Conference, held in New Delhi from 7–9 August 2…
Read more -
-
WorldFish Joins the Fleming Fund’s AMROH-SA Consortium to Tackle Antimicrobial Resistance in South Asian Aquaculture
WorldFish13.08.25-
Poverty reduction, livelihoods & jobs
Each year, antimicrobial resistance (AMR) is responsible for an estimated 1.27 million deaths global…
Read more -
-
ZANZIBAR Fishers’ Forum: Scientists and Policymakers Hear the Real Story from Fishers
WorldFish13.08.25-
Poverty reduction, livelihoods & jobs
Fishers at two recent fishers’ forums in Zanzibar said they needed better prices for their…
Read more -